Before you attempt to answer this question, know the difference between an asset and a liability. An asset is something that is expected to increase in value overtime also known as an investment. A liability requires input from resources and it gains no value or it decreases in value overtime. The first time I was ever asked this question, instantly I began thinking about material gain. My brain went directly to what is the most expensive thing that I own....and so my response was...my house! My financial adviser gave me a speed course on Assets 101. What I had perceived to be my GREATEST asset was actually secondary to the only asset that could have aquired that one. Hmmmm....wondering what I am getting at? Well, he told me that my GREATEST assets are like the holy trinity (three in one) Me, Myself, and I!
He explained that I am the only person in control of how much I can earn! My physical and mental health dictate the decisions I make to increase my revenue. For example, as long as I am healthy and can work, I can choose a lucrative profession, then negotiate annually for a raise, a higher position or I can look for a new job all together if there are no opportunities for upward mobility. If what I plan to do requires physical endurance and I am not healthy, no one will hire me. If I don't have the education, skills or training to use my mental capacities, again I will not have a job or know how to work for myself.
So the next time someone asks you what your greatest asset is...I hope you will remember that ......YOU ARE!
Monday, November 21, 2011
Thursday, November 17, 2011
There Is Always More Sunshine
New beginnings after an epic fail is like the perfect introduction to a romance novel. The doors are wide open for opportunity and it can only get better as the story unfolds. The cliche has always been that when one door closes another one opens....but the truth is, opportunity is always there!
Every obstacle, minor set back, or "negative" life event has a purpose. It has a way of showing us exactly what we don't want, gives us the understanding that one size does not fit all and puts us in the position to receive something greater. "Everything happens for a reason" and there is no cliche about that.
Have you ever wanted something so badly (a job, car, house, significant other, business etc.) but when you actually received it, it fell short of your expectations? The dream job turned out to be stressful, the car kept breaking down, the house never felt like a home, the significant other was something other than his/her representative and the business was sucking the life out of your resources. Initially, what you wanted was "perfect" but truthfully it was the calm before the storm. Fortunately, after the rain, the sun comes out and the past is....old news because nothing last forever. What you discover is your desire to have a career not a job, the Camry does not come equipped with the luxuries of your new Lexus, that house was too small and you would have outgrown it in a year, your new prospect sparks your interests and lights your fire, and your new business is built on different principles, it is not meant solely to boost your annual income, it is meant to increase your happiness because you love what you are doing and it is cost effective. The moral of the story is....at some point we will experience natural disasters and some rain but there is always more days of sunshine throughout the year!
Every obstacle, minor set back, or "negative" life event has a purpose. It has a way of showing us exactly what we don't want, gives us the understanding that one size does not fit all and puts us in the position to receive something greater. "Everything happens for a reason" and there is no cliche about that.
Have you ever wanted something so badly (a job, car, house, significant other, business etc.) but when you actually received it, it fell short of your expectations? The dream job turned out to be stressful, the car kept breaking down, the house never felt like a home, the significant other was something other than his/her representative and the business was sucking the life out of your resources. Initially, what you wanted was "perfect" but truthfully it was the calm before the storm. Fortunately, after the rain, the sun comes out and the past is....old news because nothing last forever. What you discover is your desire to have a career not a job, the Camry does not come equipped with the luxuries of your new Lexus, that house was too small and you would have outgrown it in a year, your new prospect sparks your interests and lights your fire, and your new business is built on different principles, it is not meant solely to boost your annual income, it is meant to increase your happiness because you love what you are doing and it is cost effective. The moral of the story is....at some point we will experience natural disasters and some rain but there is always more days of sunshine throughout the year!
Wednesday, November 16, 2011
A Day Late And A Dollar Short!
Is it just me or is anyone else annoyed when you hear your own voice echo? I can't speak for others but I can state with certainty that I don't like repeating myself. So here are my thoughts on the matter. Relationships of all sorts require WORK and yes....PATIENCE (something I don't have). I will be the first to say that patience is a virtue. Relationships also require sacrifice...you know...paying attention and making necessary changes to create some sort of homeostasis. It is normal for relationships to get out of balance from time to time, but it is necessary to take action in rectifying the problem...just talking about the same ish over and over wears me OUT!!!
Now that I am in my 30's, I can't do the three strikes and you're out. It is more like I warned you once and told you twice, now you are a day late and a dollar short. I am not into being a teacher and I am not into being a parent before my time. I will repeat myself when I have infants and toddlers. But I am learning that A LOT of grown ups act just like children and so I have to respond accordingly. So what I do and what seems to work is some behavior modification. SORRY, but you are on time-out!! Maybe we can try again another day....."BUT YOU GONE LEARN TODAY," the "change" you are presenting to me is a dollar short. GET YOUR ISH TOGETHER!!
Now that I am in my 30's, I can't do the three strikes and you're out. It is more like I warned you once and told you twice, now you are a day late and a dollar short. I am not into being a teacher and I am not into being a parent before my time. I will repeat myself when I have infants and toddlers. But I am learning that A LOT of grown ups act just like children and so I have to respond accordingly. So what I do and what seems to work is some behavior modification. SORRY, but you are on time-out!! Maybe we can try again another day....."BUT YOU GONE LEARN TODAY," the "change" you are presenting to me is a dollar short. GET YOUR ISH TOGETHER!!
Monday, November 14, 2011
THE 95/5 RULE....RULES!!!
Ever think to yourself....hmmm....who really has it all? I mean...everything one has ever desired to have in every aspect of one's life...including one's mate. WELL, those are thoughts that cross my mind quite frequently. The other day I had an epiphany that rocked my world!!! It is not as if I didn't already know that as humans we have flaws and no one is ABSOLUTELY perfect....but it hit me like a ton of bricks that....NO ONE AND I MEAN NO ONE....is perfect...including YOU and there always seems to be a catch!
When it comes to dating, I have discriminating taste and could be a critic connoisseur. I will assess, analyze then re-assess a person from head to toe, words being spoken asking myself...what did he just say out of his mouth, then onto natural fragrances better known as body odor....lol. Then, I would check out one's character and pick it apart to microscopic pieces. Moving on, gotta check out his background information which includes finances, family dynamics, goals and blah, blah, blah. And if that individual meets all of the criteria, well...BAM...he is perfect in my eyes!!! SMH, I had to realize that NO ONE will meet all of my criteria and so having said that, I have to strive for what I desire, but ultimately be satisfied with what I want.
PAY ATTENTION...I am not saying settle AT ALL. Metaphorically, I am saying if you desire to have a cheese burger but instead you get a fabulous hamburger, you have gotten what you wanted but not what you desired to have. This is my rule of thumb which if you ask me, is a LOT better than the 80/20 rule. I am going more for the 95/5 rule. Another way to look at it is like this...in school one would strive to get that A+ but if one received an A...mission accomplished!
When I started to think about the various characters that have come in and out of my life over the years...I have noticed that there is "SOME STUFF" with everyone. If your pursuer is good on paper...he may not be physically attractive or lacking somewhere in the bedroom. Vice versa, if the pursuer is physically attractive and packing, he may have some serious financial debt, children, baby mama drama, and the list goes on. What I am getting at is the fact that we are all presented with endless options but with each man/woman just like presents, the wrapping and gifts are not created equal. Some gifts are meant to be admired from afar, some are meant to keep for a lifetime and some are meant to be used until its' worth deteriorates.
Feel free to share your thoughts on the subject.
Signing off,
Killa Kam, The Perfectionist!
When it comes to dating, I have discriminating taste and could be a critic connoisseur. I will assess, analyze then re-assess a person from head to toe, words being spoken asking myself...what did he just say out of his mouth, then onto natural fragrances better known as body odor....lol. Then, I would check out one's character and pick it apart to microscopic pieces. Moving on, gotta check out his background information which includes finances, family dynamics, goals and blah, blah, blah. And if that individual meets all of the criteria, well...BAM...he is perfect in my eyes!!! SMH, I had to realize that NO ONE will meet all of my criteria and so having said that, I have to strive for what I desire, but ultimately be satisfied with what I want.
PAY ATTENTION...I am not saying settle AT ALL. Metaphorically, I am saying if you desire to have a cheese burger but instead you get a fabulous hamburger, you have gotten what you wanted but not what you desired to have. This is my rule of thumb which if you ask me, is a LOT better than the 80/20 rule. I am going more for the 95/5 rule. Another way to look at it is like this...in school one would strive to get that A+ but if one received an A...mission accomplished!
When I started to think about the various characters that have come in and out of my life over the years...I have noticed that there is "SOME STUFF" with everyone. If your pursuer is good on paper...he may not be physically attractive or lacking somewhere in the bedroom. Vice versa, if the pursuer is physically attractive and packing, he may have some serious financial debt, children, baby mama drama, and the list goes on. What I am getting at is the fact that we are all presented with endless options but with each man/woman just like presents, the wrapping and gifts are not created equal. Some gifts are meant to be admired from afar, some are meant to keep for a lifetime and some are meant to be used until its' worth deteriorates.
Feel free to share your thoughts on the subject.
Signing off,
Killa Kam, The Perfectionist!
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